Deploy your services to thousands of SMEs
Reach SMEs through the platforms they already use, with pre-qualified opportunities matched to your criteria.
Benefits
Request a demo- A new source of qualified SME customers, through a live distribution network
- Distribute your services to 250,000+ SMEs from day one
- A complementary growth channel in the SME market
- Significantly reduced customer acquisition costs
- Businesses matched to your criteria: sector, size, credit scoring and more
- Adjust your eligibility rules in real time
- Real-time pre-scoring of applications, as an add-on
- Lower analysis and processing costs
- Retain full control over the final decision
- Your services appear right when a business need emerges
- A fully digital, frictionless application journey
- Qualified opportunities delivered to you instantly
- Exclusive assignment of applications
"Hapto has opened up an entirely new acquisition channel for us: our services are now embedded in the tools SMEs use every day, which has significantly expanded our distribution reach."
Reach your customers at the right moment.
Access to financial services remains a key need for SMEs, but traditional distribution channels are fragmented and poorly adapted to how businesses operate today.
Open banking and e-invoicing rollouts across Europe are accelerating SME digitalisation, creating the conditions for smoother, more personalised financial journeys built around real business needs.
This is your opportunity to reach more customers, improve conversions, and capture qualified needs at exactly the right moment.
Solution
Explore the SME experienceHapto embeds your services into the platforms SMEs already use: ERP and business management software, e-invoicing platforms, cash management tools, business banking, and fintech platforms.
Your services reach thousands of SMEs, exactly when and where their needs arise.
Integration models tailored to your ecosystem
Deployed within days by the Hapto team, this option gets your services in front of SMEs quickly, with no engineering required on your side.
We connect your services to the data and workflows of the platforms SMEs already use, so they can be activated exactly when and where they are needed.